1. Privacy Policy
This Privacy Policy explains how Loanster may collect, use, disclose, retain, and protect personal information when you visit our website or use our loan-request marketplace service. Loanster is not a lender and does not make credit decisions.
By using this website, you acknowledge the practices described in this Privacy Policy.
2. Notice at Collection
We may collect identifiers, contact details, financial information, employment and income information, device and internet activity, approximate location, and other information you provide during a request. Some information, such as a Social Security number, government identification, or bank-account details, may be considered sensitive personal information.
3. Information We Collect
Information you provide may include your name, address, email address, telephone number, date of birth, Social Security number, government-issued identification, requested loan amount, loan purpose, income, employment, housing, and banking information.
We may automatically receive technical information such as IP address, browser type, device identifiers, pages viewed, interactions, referring pages, cookies, pixels, and session-replay or similar analytics data. We may also receive information from service providers, marketing partners, identity-verification providers, fraud-prevention services, and other lawful sources.
4. How We Use Information
We may use information to operate the website; process and route your request; connect you with participating lenders, lending partners, or other financial-service providers; communicate with you; verify identity and eligibility; detect fraud; maintain security; improve our services; measure advertising; comply with law; and protect our rights.
5. How Information May Be Disclosed
We may disclose information to participating lenders and lending partners, financial-service providers, vendors, analytics and advertising partners, fraud-prevention and identity-verification providers, professional advisers, regulators, and law-enforcement authorities when permitted or required by law. Information may also be transferred in connection with a merger, financing, reorganization, or sale of all or part of the business.
A recipient’s own privacy policy may govern its use of information after you are connected with or redirected to that recipient.
6. Cookies, Analytics, and Advertising
Loanster and its service providers may use cookies, pixels, web beacons, session-replay technology, and similar tools to remember preferences, understand website use, prevent fraud, evaluate campaigns, and provide relevant advertising. Browser settings may allow you to reject or remove some technologies, although doing so may affect website functionality.
7. Privacy Rights and Choices
Depending on where you live, you may have the right to request access to, correction of, or deletion of certain personal information; obtain a portable copy; opt out of certain sales, sharing, targeted advertising, or profiling; limit certain uses of sensitive information; and appeal a decision regarding a privacy request.
We may need to verify your identity before completing a request. You may also be permitted to use an authorized agent. Loanster will not unlawfully discriminate against you for exercising an applicable privacy right.
8. Data Retention
We may retain information for as long as reasonably necessary for the purposes described in this Policy, including to provide services, maintain records, resolve disputes, enforce agreements, prevent fraud, and satisfy legal or regulatory obligations.
9. Security
We may use reasonable administrative, technical, and physical safeguards designed to protect personal information. No internet transmission or storage system can be guaranteed to be completely secure.
10. Children
This website is intended for adults and is not directed to children. We do not knowingly collect personal information from anyone under 18 through a loan request.
11. Third-Party Websites
Our website may link to websites and services that Loanster does not own or control. Their privacy practices are governed by their own policies, and Loanster is not responsible for those practices.
12. State-Specific Notices
Residents of California and other states with comprehensive privacy laws may have additional rights and disclosures concerning the categories and sources of personal information collected, business or commercial purposes for collection, categories of recipients, retention, and any sale or sharing of personal information as defined by applicable law.
13. Changes to This Policy
We may update this Policy from time to time. The updated version will be posted on this page with a revised effective date. Material changes may also be communicated through an additional notice where required.
14. Contact Us
If you have questions about this Privacy Policy or would like to submit a privacy request, please contact Loanster using the contact information made available on this website.